Quick Online Start
Begin by selecting the amount range closest to what you need.
Online Personal Loans from 9.99%
Applying Won't Impact Your Credit Score
How Much Would You Like To Borrow?
Applying Won't Impact Your Credit Score
Across Canada
Loan Requests Across Canada
Illustrative examples of personal loan amounts Canadians may explore in different provinces.
Applicant
Amount Requested
Province
Activity
Michael T.
$5,000
Ontario
Exploring
Amanda R.
$10,000
Alberta
Exploring
Daniel C.
$3,500
British Columbia
Exploring
Sarah L.
$15,000
Quebec
Exploring
Illustrative examples only. These are not real-time customer records or loan approvals.
Simple & Secure
A straightforward online process
Choose an amount, continue to an available lending partner, and complete the remaining application securely.
Secure Connection
Your selected amount is securely prepared for the next step.
No Credit Score Impact
Checking available options does not impact your credit score.
Payment Estimator
Estimate a monthly payment
Adjust the example loan amount, APR and term to view an illustrative payment estimate.
$7,500
Illustrative estimate only. Actual rates, terms and payments are determined by the lending partner.
Estimated monthly payment
$241.37
Estimated total interest
$1,189
Estimated total repayment
$8,689
Customer Stories
Real experiences from everyday situations
Hear how people used Rate Genie to explore personal loan options for the expenses that mattered most.
Car Repair
How one customer explored options after an unexpected vehicle repair.
Emergency Expense
A simple online experience completed from home using a mobile phone.
Back-to-School Costs
Preparing for the new school year with supplies, clothing, and other family expenses.
Simple Process
Three steps to continue
1
Choose an amount
Select the loan amount range closest to what you are looking for.
2
Connect securely
Rate Genie passes the selected amount to the available partner's form.
3
Complete the application
Answer the remaining questions directly on the partner's secure website.
Frequently Asked Questions
Quick answers about personal loans, eligibility, partner applications, rates, and funding.
A personal loan is a fixed amount borrowed from a lender and repaid over an agreed period, usually through regular payments. Rates, fees, terms, and eligibility depend on the lender and applicant.
Rate Genie lets you explore request ranges from $1,000 or less to more than $20,000. The amount ultimately available depends on the lending partner, your application, and eligibility.
Rate Genie is a referral website, not a lender. It helps visitors select a loan amount and continue to an independent lending partner’s secure application form.
Credit requirements vary by lending partner. Some partners may consider applicants with different credit profiles, but approval is never guaranteed.
Selecting an amount on Rate Genie does not affect your credit score. A lending partner may explain any credit-check requirements before you continue with a full application.
No. Approval, available amounts, rates, fees, and terms are determined by the lending partner after reviewing the application.
After you choose an amount, Rate Genie redirects you to an independent lending partner’s secure application form and passes your selected amount automatically.
Rates and fees vary by lending partner and applicant. Review the partner’s disclosures carefully before accepting any loan offer.
Funding time depends on the lending partner, verification requirements, approval timing, and your financial institution. Rate Genie does not control funding speed.